PNC Home HQ

• The PNC Home HQ web site is designed for customers to handle everything related to a home purchase through a PNC Home Loan or a refinance loan through PNC
• With PNC Home HQ, mortgage applicants can upload documents required to complete their PNC home loan application from any desktop computer, laptop computer, mobile device, iPad or Apple tablet
• Home HQ from PNC Bank also lets customers make a payment on their PNC mortgage, see the total remaining balance on their home loan, and request help if they’re having trouble paying a PNC mortgage

PNC’s Home Insight Tracker gives applicants the status of their mortgage application in real-time, so customers always know where they stand in the process. One of the most popular features of PNC Home HQ is the ability to sign up for e-mail or text alerts when a home loan application reaches certain milestone points.

PNC Home HQ Comments

• For customers looking to refinance their home loan with PNC to get a lower payment, the PNC Home HQ has tools and resources to compare two loans to see which one is really the best deal
• A refinance checklist to make sure the process goes as smoothly as possible, and a home lending calculator to find out how much a mortgage with PNC really will cost

More about PNC Bank

PNC Bank acquired their mortgage division through a merger with National City Bank. PNC had originally sold their mortgage division to Washington Mutual in 2001 due to the housing market being unstable and the fact that it was high at the time.

• National City Mortgage was well-known for their trouble with subprime mortgages, but PNC has said they have no plans to deal with subprime mortgages

To contact the PNC Home Lending Center:

• 1-877-508-3339
• 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, 15222

Primary ReferenceS

1. www.pnc.com/homehq

Bank Mobile Vibe

• BankMobile Vibe is a bank account that’s designed just for students, with over 55,000 free ATM locations, special student based money management tools, and more
• The BankMobile Vibe lets students deposit checks straight into their Vibe account by snapping a photo with their cell phone
• There is no minimum opening deposit for a BankMobile Vibe account and no insufficient funds fees will be charged for any transaction (the transaction will just be denied by BankMobile)

There is no monthly service fee for a BankMobile Vibe account if the account holder is a student or if they have a direct deposit of more than $100 posted in that statement cycle. If these conditions aren’t met, there is a $3.95 service fee for each statement cycle. There will be an ATM withdrawal fee of $2.50 for Vibe customers that make a withdrawal at a non-Allpoint Network or non-Customers Bank ATM.

Bank Mobile Vibe Comments

• The “Money Meter” section on BankMobile’s Vibe web site lets account holders track their spending, set up monthly budgets in a number of different categories, monitor overall cash flow, and even view spending history broken down by category
• BankMobile Vibe cards even have an easy “on or off” switch in the Vibe app that protects against unauthorized use, and lets a card be easily stopped and started again

What is the BankMobile Passport Rewards Program?

A Vibe account from BankMobile includes enrollment in Passport, a recognition program that rewards students for making smart money management decisions, and even rewards for academic achievement in school, and overall good financial behavior like saving. Vibe account holders can earn stamps that serve as entries to win $50,000 in the “Student Success” sweepstakes. Vibe Passport rewards points also give access to special Bank Mobile only discounts.

• BankMobile chooses one lucky $50,000 winner every six months

To contact BankMobile about a Vibe account:

• 115 Munson Street, New Haven, CT 06511
• 1-877-327-9515

Primary References

1. www.bankmobilevibe.com

OCWEN Customers

• Customers who have their home mortgage through Ocwen Loan Servicing can log on to make a payment on their Ocwen mortgage account, view the remaining balance on their mortgage, get a payoff quote and more
• Homeowners can also visit the Ocwen Loan Servicing web site to see if they qualify for services that can lower their monthly mortgage payment
• Mortgage assistance is free with Ocwen Loan Servicing, and there is no obligation for customers to receive free information on how Ocwen can help their specific scenario

Ocwen Loan Servicing uses the Home Affordable Modification Program to help homeowners pay less each month for their mortgage. Investment services are also available through Ocwen, who provides real time data management on the portfolios they manage. For commercial loan servicing, Ocwen has asset management or disposition available, and promises better accuracy an a faster turnaround that other providers.

More about Ocwen Loan Services

Ocwen Loan Services makes it their mission to help homeowners with a variety of services, including  sub-servicing and stand by services solutions for commecial and residential loans. Ocwen has private label residential mortgage backed security trusts and works with the world’s biggest financial institutions like Freddie Mac, Fannie Mae, and Ginnie Mae.

• Began serving loan customers in 1988
• Has headquarters in West Palm Beach, Florida, and has operations throughout the United States, plus offices in India and the Philippines
• Provided more loan modification under the Home Affordable Modification Program (HAMP) than any other mortgage servicer

To contact Ocwen Loan Servicing about a mortgage account:

• Ocwen Loan Servicing LLC , P.O. Box 660264, Dallas, TX 75266-0264

Primary References

1. www.ocwencustomers.com 

StarTribune Gift Cards

• To claim a Star Tribune gift card, customers just need to enter their reward card voucher number in the box marked “Certificate Number” and follow the instructions
• Star Tribune gift card vouchers are given to customers as a reward for subscribe to the newspaper
• Once customers enter their Star Tribune gift card voucher number, they can select from a list of gift cards they’d like to receive

Subscribers of the Minneapolis Star Tribune who have received a notification about a gift card offer can logon to claim their gift card. Once a gift card is chosen, it will be mailed out to the recipient within 2 to 4 weeks.

StarTribune Gift Cards Comments

• Make for an excellent birthday of wedding gift
• Gift cards are available in a variety of amounts
• Some gift cards may come with an activation fee
• Gift cards can only be used to subscribe to the StarTribune newspaper service
• These are not credit or debit cards and cannot be used at places like Walgreens

More Facts About The Star Tribune

• 288,315 people subscribe to the Star Tribune on a daily basis, with nearly double that (581,063 people) subscribing on Sundays
• Owned and operated by Star Tribune Media Company LLC aka Glen Taylor
• Based at Star Tribune Building, 650 3rd Ave S., Suite 1300
• Issues more than 500,000 papers on Sundays and over 280,000 daily

The Star Tribune was founded in 1867, and is Minnesota’s largest newspaper. It was originally known as the “Minneapolis Daily Tribune.” Writers and photographers for the Star Tribune have actually won three Pulitzers through the years, with three Pulitzers in addition coming from papers that have merged with the Star Tribune. The newspaper currently has their headquarters in downtown Minneapolis, at 650 3rd Ave. South, Suite 1300, Minneapolis, MN 55488. Any questions in regards to the Star Tribune Gift Cards can be directed to 612-673-4000.

Primary references

1. www.startribgiftcards.com

ProvAccess

• The Mutual of Omaha Provider Access site is intended to give insurance providers information about Medicare supplement eligibility, overall benefits, and information about specific claims
• To log in, providers will need to enter their Tax Identification Number (TIN)
• Information that is available on the Mutual of Omaha Provider Access web site can not be shared over the phone

Customers can find more information about and even apply for Mutual of Omaha’s insurance offerings, like life insurance, disability insurance, Medicare Supplemental, long term care insurance, and more on their web site. Mutual of Omaha’s Provider Access web site also offers a “PNC Remittance Advantage” that helps clients manage their payment details and other information conveniently online.

ProvAccess Comments

• Free to use
• Requires a email addreSs at sign up
• Potential applicants for Mutual of Omaha’s term life, disability, or Medicare insurances can get a free quote online

More to Know About Mutual of Omaha

• Many people know the Mutual of Omaha company thanks to their sponsorship of the old “Wild Kingdom” television show that ran for 25 years (starting in 1963 and ending in 1988)
• The famous show started again in 2002 on the Animal Planet network, with the same Mutual of Omaha name
• Mutual of Omaha currently has over 5,000 employees around the world

Founded in 1909, Mutual of Omaha is an insurance company that provides banking, financial, and insurance products. The company is headquartered in Omaha, Nebraska, and James Blackledge is their current CEO. Mutual of Omaha has an annual revenue that passes $7 billion each year, earning it a spot on the Fortune 500 list. Their current headquarters are located at 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Any questions in regards to the ProvAccess service can be directed to 1 (800) 228-7104.

Primary References

1. www.provaccess.com