BC Complete

• Customers who have a retirement account with John Hancock can use this web page to see the balance of their retirement account, make changes to how their John Hancock retirement account is invested, and other important features
• John Hancock is one of the most popular retirement companies in the nation, with 44,000 different plans available and nearly 2 million participants
• The John Hancock company was number 1 in 2010 for retirement plan income, and they also offer 403(b), 457(b), and IRA investment account in addition to the usual 401(k)

To log in to the John Hancock retirement “BComplete” web page, users will need to use their Social Security number as their User ID (for the first time they log in). After logging in with their SSN, customers will be asked to create a new ID. The default password for John Hancock’s “My Life Now” retirement web site is the user’s date of birth.

BC Complete Register Comments

• Internet access is required in order to register
• Should take less than 2 minutes to complete
• A valid email address is required

Important Info About John Hancock Financial

• In 2003, Manulife Financial Corp.  purchased John Hancock Financial services for over $10 billion
• Known for a market measuring tool called the “John Hancock Sentiment Index” which polls investors to get a feel for satisfaction of overall investment choices, progress towards life goals and feelings on the USA’s economic outlook.

John Hancock Financial first started in 1862, and has their current headquarters at 601 Congress Street Boston, Massachusetts. The company is named for the famous patriot John Hancock, and uses his famous signature for their logo. Today, John Hancock Financial primarily provides life insurance, mutual care insurance, and retirement services.  Any questions about the BC Complete service can be directed to 800-294-3575.

Primary References

1. www.bcomplete.com

My Total Source Register Now

• Business employers and managers who use ADP for their payroll can utilize the ADP TotalSource web site to maximize their HR department
• Organizations who want to use the ADP Total Source web site will need to log in with their administrative registration code to set up their account
• After the company’s ADP account is activated, they will have the opportunity to create a username and password for all future logins

The ADP Total Source website is an HR Partner designed to help managers and employers with information related to insurance benefits, payroll, safety and legal compliance, risk management, recruiting new employees, and more.

My Total Source Register Now Comments

• Companies who aren’t registered with the ADP Total Source system can register as long as they have their registration code
• The ADP registration code will come directly from the ADP administrator (also called a “company pass code” or a “personal identification code”)
• An organization who doesn’t have an ADP code will need to request one from their administrator

More Information to Know About ADP

ADP is the largest business outsourcer in America, with over 60,000 employees. ADP was formerly one of only four USA companies to receive an AAA credit rating from Standard and Poor’s index. The company began in 1949 when Henry Taub started a manual payroll processing company called Automatic Payrolls Inc.

• ADP is often named as one of the best places in America to work, most recently by Computerworld as the #47 company
• In 2010, Fortune said that ADP was the number one respected company in the financial data services industry
• ADP’s annual revenue often surpasses $10,000,000,000, with their company processing over 20% of America’s paychecks

Any questions about My Total Source online?

• 1.800.554.1802
• One ADP Boulevard, Roseland, NJ 07068, United States

Primary references

1. www.mytotalsource.com

Bank Of America Activate Debit Card

• Activate a debit card associated with a Bank of America checking account
• Activation will take less than 1 minute to complete
• Alternatively the customer can also call the number on the debit card to start the activation process

The Bank of America debit card activation service is free to use and requires the customer to be a BOA account holder (checking or savings account).  Customers who are already BOA online banking customers can simply activate BOA debit card by providing their online ID while new customers will have to go through a short but bothersome registration process (please have a valid email address when registering).

Bank of America Activate Debit Card Comments

• Allows for easy and simply online activation
• Bank of America is Member FDIC
• BOA debit cards will not hurt or harm a credit score

Don’t want to bother with a lame debit card?  Like earning reward points?  Customers who fall into this line of thought should consider a Bank of America credit card.  BOA specializes in travel, cash back, low interest rate, and credit rebuilding cards.  Some of the more popular Bank of America credit cards include:

• BankAmericard Cash Rewards (ideal for people who love cash money as it provides a $100 online sign up bonus… this is truly to good to pass up)
• BankAmericard Travel Rewards (a must for people who like to travel plus it comes with 20,000 bonus travel points)
• BankAmericard (simple credit card with no annual fee and a super low Introductory APR)

The most popular of of the three named cards above is the BankAmericard Cash Rewards because like Randy Moss says “straight cash homie”.  This cash rewards card also hits hard with a  2% back at grocery stores and 3% cash back on gas PLUS card holders will receive a 10% customer bonus every time you redeem into a Bank of America checking or savings account.

Primary References

1. www.bankofamerica.com/activatedebitcard

Check Your Plan

• When using the Valley Forge Financial Group “Check Your Plan” web page, customers will need to select whether they are a participant, sponsor, or advisor
• This web page is intended for customers who have a Valley Forge Pension plan to manage their account, including checking the current balance and adding or withdrawing funds from their pension
• By using this web site, the customer agree to have certain aspects of their financial information revealed to third parties that are not affiliated with Valley Forge Financial

Customers who have forgotten their login ID and password for Valley Forge Financial can login by using their Social Security Number and their date of birth, but doing this will reset their current password. This method of logging in to a Valley Forge Pension account is only available if the customer previously set up this alternative information.

Check Your Plan Comments

• The Valley Forge Financial pension program offers several estate planning services like charitable giving planning, recommendations for the creation of a Will and Trust, setting up annual charity contributions, and buying and selling arrangements
• Mutual funds listed on Check Your Plan that are noted with an asterisk (*) are transaction fee funds

More about Valley Forge Financial

Valley Forge Financial was founded in 1965 by George C. Beyer. In the 1990s, the company was transferred to his nephews, Sam and Mike Maher.  Any questions about Check Your Plan can be directed to 855-401-4111 or by mail 1030 OLD VALLEY FORGE RD., KING OF PRUSSIA, PA 19406.

• Valley Forge Financial is a member of M Financial Group
• In 2002, the company formed Valley Forge Private Equity, which helps customers with private investments, and has helped their customers save $4 million overall in investment fees

Primary References

1. www.checkyourplan.com

My F&M Bank

• Customers who have an account with F&M Bank can logon to access their bank account, including seeing their current balance and setting up mobile alerts to keep their account safe
• If an F&M Bank account holder doesn’t already have an online account, they will need to fill out a form with their bank account number to set one up (online access becomes available within 48 hours usually)
• Customers are asked to remember that F&M Bank will not have access to their permanent bank account password

F&M online banking gives clients instant access to their account, has helpful financial tools like the ability to review and monitor ATM transactions, transfer funds, and search an F&M bank account for a specific transaction. To apply for online account access with F&M, customers can stop by and bank branch and fill out a form (the quickest way), or print out a form form the F&M Bank website and mail it in. When F&M Bank receives a user’s application, that user will receive a temporary password they will use to log on (at which point they will be required to set up a permanent password).

My F&M Bank

• Account holders can also sign up for “U Choose Rewards” to earn points for transactions made with an F&M debit card
• One of the most popular banks in Tennesse

Important Facts to Know About F&M Bank

• The bank’s current CEO is William S. “Sammy” Stuard
• F&M Bank offers traditional banking services along with mortgage loans and automobile loans
• (931) 645-2400
• 50 Franklin Street, Clarksville, TN 37040

F&M Bank is a regional bank that serves middle Tennessee, and first opened their doors in 1906. Founded in Bumpus Mills, Tennessee, Farmers & Merchants Bank is one of the top independent banks (by asset size) headquartered in Tennessee. The bank was known as Farmers and Merchants until 2003, when they decided to rebrand as F&M and expand into other markets like Joliet, Cookeville, and Hendersonville.

Primary References

1. www.myfmbank.com